Loans For Minority by KSMDFC. ന്യൂനപക്ഷത്തിനുള്ള വായ്പകൾ ? Benny Kochery.

ന്യൂനപക്ഷത്തിനുള്ള വായ്പകൾ ?

Registered Office/Head Office.
Its registered office is at Ground Floor, KURDFC Building, Chakkorathkulam, West Hill P.O, Kozhikode – 673572, Kerala. Ph: 0495 2769 366, 2369 366, 2368 366. Email: [email protected]
Our Other Offices
1. Thiruvananthapuram Regional Office – 2nd Floor, Samastha Jubilee Building, Melethampanoor, Thiruvananthapuram – 695 001, Ph: 0471-2324 232. Email: [email protected]
2. Ernakulam Regional Office – 1st Floor, Minority Coaching Centre Building, Bank Junction, Aluva, Ernakulam – 683 101, Ph: 0484-2627 655. Email: [email protected]
3. Malappuram Regional Office – 1st Floor, Sunni Mahal Building, Jubilee Mini Bypass Road, Perinthalmanna, Malappuram – 679 322, Ph: 04933-297 017. Email: [email protected]
4. Kasaragod Regional Office – Ground Floor, Bus Stand Building, Cherkala, Chengala (PO), Kasaragod – 671 541, Ph: 04994-283 061. Email: [email protected]
SCHEMES AND PROGRAMMES
1 :SELF EMPLOYMENT SCHEME FOR MINORITIES
INCOME CRITERIA The annual family income below Rs.98,000/- in rural area and Rs. 1,20,000/- in urban area.
AMOUNT LIMIT The maximum amount that can be disbursed under this scheme will be Rs. 20.00 lakh.
RATE OF INTEREST 6%
REPAYMENT PERIOD 60 Months
AGE LIMIT Between 18-56
2: SELF EMPLOYMENT SCHEME FOR MINORITIES CREDIT LINE 2
INCOME CRITERIA The annual family income must be below Rs.600000/-
AMOUNT LIMIT The maximum amount that can be disbursed under this scheme will be Rs.30.00 lakh.
RATE OF INTEREST 6% for female and 8% for male
REPAYMENT PERIOD 60 months
AGE LIMIT Between 18-56 years
3: EDUCATIONAL LOAN SCHEME FOR MINORITIES (NMDFC SCHEME)
INCOME CRITERIA The annual family income must be below Rs.98,000/- in rural area and Rs. 1,20,000/- in urban area.
AMOUNT LIMIT The maximum amount that can be disbursed under this scheme will be Rs.20 lakh.
RATE OF INTEREST 3%
REPAYMENT PERIOD 60 months
AGE LIMIT Between 16-32 years as on the date of application
4: EDUCATIONAL LOAN SCHEME FOR MINORITIES (NMDFC SCHEME)
INCOME CRITERIA The annual family income must be
below Rs. 600000/-
AMOUNT LIMIT Rs.20.00 lakh.
RATE OF INTEREST The interest rate will be 5% for girls and 8% for boys
REPAYMENT PERIOD 60 months
AGE LIMIT Between 16-32 years as on the date of application
5 MICRO FINANCE SCHEME
INCOME CRITERIA The annual family income must be below Rs.98,000/- in rural area and Rs. 1,20,000/- in urban area.
LOAN AMOUNT LIMIT Up to Rs.1.00 lakh per member of SHG, Up to Rs.20.00 lakh for a group of 20 members in one SHG
RATE OF INTEREST 2% 3% for female and 5% for male
6: SELF EMPLOYMENT SCHEME FOR MINORITIES
INCOME CRITERIA The annual family income must be below Rs.15.0 lakh
AMOUNT LIMIT Rs.20 Lakh.
RATE OF INTEREST 8%
REPAYMENT PERIOD 84 months
AGE LIMIT Between 18-58 years as on the date of application
7: EDUCATION LOAN(PARENT PLUS)
INCOME CRITERIA NO INCOME LIMIT
AMOUNT LIMIT Rs.10.00lakh
RATE OF INTEREST 7%
REPAYMENT PERIOD 60 months
AGE LIMIT Below 55 years as on the date of application
8: BUSINESS DEVELOPMENT LOAN FOR MINORITIES
(KSMDFC SCHEME)-
INCOME CRITERIA The annual family income below Rs.15.00 lakh
AMOUNT LIMIT Rs.5.00Lakh.
RATE OF INTEREST 8%
REPAYMENT PERIOD 60 months
AGE LIMIT Between 18-55 years
9: PRAVASI LOAN SCHEME
INCOME CRITERIA The annual family income must be below Rs.81000/- in rural area and Rs. 103000/- in urban area.
AMOUNT LIMIT Rs.10.00Lakh.
RATE OF INTEREST 5%
REPAYMENT PERIOD 84 months
AGE LIMIT Between 18-58 years
10: VISA LOAN SCHEME (KSMDFC SCHEME) FOR MINORITIES TO FIND JOB IN FOREIGN COUNTRIES
INCOME CRITERIA The annual family income must be below Rs.81000/- in rural area and Rs. 103000/- in urban area.
AMOUNT LIMIT Rs.3Lakh.
RATE OF INTEREST 5%
REPAYMENT PERIOD 84 months
AGE LIMIT Between 18-58 years
11: MULTI-PURPOSE LOAN FOR EMPLOYEES
INCOME CRITERIA This loan is restricted to class IV government employees only
AMOUNT LIMIT Rs.5.00 Lakh.
RATE OF INTEREST 9%
REPAYMENT PERIOD 60 months
AGE LIMIT Between 18-55 years
12: HOUSING LOAN SCHEME FOR MEMBERS OF MADRASA TEACHERS WELFARE FUND
INCOME CRITERIA The annual family income below Rs.98,000/- in rural area and Rs. 1,20,000/- in urban area.
AMOUNT LIMIT Rs.2.5 lakh/-
RATE OF INTEREST NIL
REPAYMENT PERIOD 84 months
13: GENERAL HOUSING LOAN SCHEME
INCOME CRITERIA The annual family income below Rs.6.0 lakh/- AMOUNT LIMIT Rs.6.00 lakh
RATE OF INTEREST 8%
REPAYMENT PERIOD 84months
14: LOAN SCHEME FOR MINORITY EDUCATION INSTITUTION
AMOUNT LIMIT Rs.10.00 lakh
RATE OF INTEREST 9%
REPAYMENT PERIOD 84months

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